Edgemont Landing · Wendell, NC · MLS #101873116617 Osprey Landing DrivePaid-In-Full Solar. Assumable VA Financing. Wooded Privacy.A 4-bedroom, 2.5-bath home in
What is Debt Service Coverage Ratio DSCR
Dated: March 6 2023
Views: 119
The debt service coverage ratio (DSCR) is a measure of how well a rental property can cover its debt payments with its net operating income (NOI).
It is calculated by dividing NOI by total debt service. A higher DSCR means that the property generates more income than it needs to pay its debts, while a lower DSCR means that the property may struggle to meet its obligations.
Lenders and investors use DSCR to evaluate the risk and profitability of a rental property. A good DSCR for rental property is usually at least 1.25, meaning that the property produces 25% more income than it needs to pay its debts. Meaning that it has a positive net cash flow. This is important to be able to maintain sufficient reserve to cover maintenance expenses, both expected and unplanned.
Are you looking for a rental property with a good DSCR?
Text DSCR to 919.822.9800 for a list of positive cash flowing properties from Raleigh to Fayetteville and beyond.
Ricardo Cobos
About RicardoRicardo Cobos - Real Estate Agent & Mortgage Lender in Garner, NCAs a dedicated mortgage lender and real estate agent, I’m passionate about helping buyers and sellers in Garne....
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
