FHA loans, a popular choice among first-time homebuyers and those with limited financial resources, offer a gateway to homeownership with their distinct advantages. One of their most attractive
8th Day Realty Group Lenders
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About
I have been in the mortgage industry since 2005. I like to say, I've seen the good, the bad, and the ugly in our industry. What keeps me going is my passion to help people achieve their dream of homeowenrship.
I don't trust my dreams to just anyone, and I don't expect you to either. That's why I'd like an opportunity to demonstrate my knowledge and ability, as well as earn your friendship and trust - So you can do business with someone that values your dreams as much as you do.
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About
When you’re ready to buy, refinance or renovate, you can trust me to help you achieve your homeownership goals. We have more options to fit your financial needs, more experience to help you make confident decisions, and a streamlined process to fit your timeline. Your needs is my number one priority, I’ll guide you every step of the way to your perfect home loan.
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About
I’m a mortgage professional who has been in the industry since 2008. I’ve worked in operations as well as sales, giving me an extensive understanding of the entire home loan life cycle. I am here to answer all of your questions and help you achieve your homeownership dreams.
When you work with me, I listen carefully to your goals, so I have a complete understanding of your specific circumstances. If you’re a first-time homebuyer, I will walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we will discuss some of the newer products that are available, and rediscover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved over time to meet current needs.
I look forward to making your home loan experience pleasant and memorable by delivering the level of communication and service you deserve from your lender.
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About
Hello!
My name is Justin Kearney and I have been working in finance/mortgage industry since 2007. I'm a NC native with all of my family living in or near the triangle. One of the things that sets me apart from other lenders is that I work as a broker. This means you complete one loan application with me & I work find the right lender to fit your needs. Think of me as the quarterback on a team whose number one goal is to help you acheive your homeownership dream. I look forward to speaking with you!
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About
Hi Everyone!
My name is Stephanie Davis and I have been in the mortgage business for over 15yrs now. I am a North Carolina native and live within 30 mins of the majority of my family. I graduated from NC State with a degree in Business Management (Go Pack)!! I have lived all over the triangle area and love it here. I am also a failed foster parent x 3. I have had to put a pause on fostering until my pack gets back down below 4 as I am currently outnumbered! I would love to help you with your new home purchase or refinance. Please let me know how I can help!
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About
I was born in eastern NC. Yet, I have called Apex/Cary, NC, home for the last 23 years. My beautiful wife Amy, daughters Peyton and Rachel inspire me. My enjoyment outside of work is being out on the boat or enjoying the sun at the beach.
I am fortunate to do what I love doing, work in the mortgage business. It is all about the collective.
I have the privilege of working with...
*Devoted mortgage professionals
*Partners
*Clients in the real estate industry
Why We Do this:
The most challenging jobs in the mortgage industry are loan origination and operations.
Loan originators, support, and processors are the brightest people in the mortgage industry:
1. They offer the knowledge and experience in creating responsible homeownership.
2. We serve others because we love people, and people matter to us.
3. We help people build financial wealth through homeownership.
4. LO's are the framework of this business! We will provide them with the level of service not seen anywhere else.
It's essential to build a personal brand:
- Staying poised
- Brings out the best in your teammates
- Being positive
- Creating value for everyone.
As a leader, I am committed to the following things:
A. Helping people understand the "why" that drives success
B. Inspire people to commit to Loving what they do in life
C. Working with the people to build a sustainable business with meaning and purpose
D. Partnering with Loan officers through ongoing coaching.
We have a fresh approach to the mortgage industry that brings out the best in people. Anyone can be a great mortgage originator and love what they do for a living.
I encourage you to reach out to me at 919-656-4516 or slivesay@primelending.com.
Testimonials
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Ricardo and his team have been amazing to work with. They supported us in buying a new home and selling our existing one. His team made both processes a breeze on our end, though i know they were working hard behind the scenes. Ricardo used every tool in his kit to ensure we had the best deal possible and educated us with his years of knowledge and experience all along the way. After having recently sold another home using another realtor, I'll tell you that Ricardo raised the bar of excellence and customer service higher than I knew it could go. Hopefully we won't have any real estate needs for years to come, but if any arise, there is no other realtor I would work with except Ricardo Cobos and his excellent team.
https://www.facebook.com/brandi.coble/posts/10156751402373456
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- Brandi Coble
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We sold our house in North Carolina. It was a new experience. Thank God, Ricardo Cobos and his team were behind us all the way. Mr. Cobos expertise and experience in these matters took a lot of burden from our shoulders. My wife and I are very thankful and would not hesitate to recommend them in the future.
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- Marco Marya
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I had a great experience buying my home! Allie was such a huge help and very patient seeing all the houses we looked at for so long before I found the one. Allie and Ricardo were great to work with. Highly recommend
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- Katie Powell
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Ricardo is the best realtor in the Triangle area. He is very professional. Very knowledgeable and helps guide you to sell your home the fastest and easiest way. He is very patient and will negotiate the best price.
https://www.facebook.com/annmarie.dimaio.9/posts/10223126686016958
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- Annie DiMaio
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Ricardo was clear in his assessment of our property. He dealt very well with the buyer’s agent, and made the house openly available for every look-loo that wanted a peek. He gave great advice on things to do, and not to do, to make the property as attractive as possible. We got a great price for our previous home, and if we were buying in central NC, we would absolutely trust Ricardo and the 8th day team to guide us through that process as well. Very professional, trustworthy, and knowledgeable. An excellent choice to aid you in your real estate needs.
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- Matthew Zullo
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I could not have asked for a better realtor! Ricardo was always there when I was about to stress out and no matter what issues arose, he was able to tackle them headon and what seemed major became very minor. he made it a smoother transition than I had ever thought possible. Ricardo & his team are the only ones I would ever work with again & I highly recommend them to everyone - either buying or selling. Thank you again Ricardo Cobos & team. May God continue to bless you.
https://www.facebook.com/peggy.gay1/posts/10223129341444852
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- Peggy Gay
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I had a great experience buying my home! Allie was such a huge help and very patient seeing all the houses we looked at for so long before I found the one. Allie and Ricardo were great to work with. Highly recommend
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- Katie Powell
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Ricardo is a wonderful realtor! Not only is he knowledgeable about the real estate side but also the lending side which gives you an advantage over other realtors. I would highly recommend Ricardo to anyone.
https://www.facebook.com/ronnell.mcgill/posts/10222459326645880
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- Ronnell McGill
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Ricardo recently helped us buy our very first house! We were not familiar at all with the home buying process and Ricardo really helped us to understand what exactly was happening at each stage of the process. We hit some bumps along the way and he was always in our corner making sure that we had the best possible outcome. Great experience and would definitely recommend Ricardo to anyone looking to buy a home!
https://www.facebook.com/talitha.c.hicks/posts/10160651939640285
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- Talitha Cornelisse Hicks
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Ricardo and Melanie helped my family quickly find the right home. They are very knowledgeable realtors, and provide just the right guidance to successfully navigate the home buying process. I particularly enjoyed their level of availability, which is extremely important for those who manage a difficult schedule. Home buying can be stressful, and they do what it takes to minimize stress throughout. We were so happy with their services that we contracted for them to sell our home as well.
We maximized both cost savings on the home purchase and increased return on the home sale.
https://www.facebook.com/christopher.kimball1984/posts/10218871171743271
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- Christopher Kimball
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I had Ricardo help me with the sale of my house a few years ago. He explained every detail about every step we had to take to make sure we received top dollar on our offers. I moved out of state before the closing and Ricardo once again stepped up to the plate and handled the closing for me. Once everything was signed and the sale was complete, Ricardo still followed up with me to make sure funds were deposited and to see if there was anything else he could do to help. I was vacationing in Europe at the time and he still called!!!
Long story short, I recently moved back to NC and you better believe I am having Ricardo help me in the purchase of a new home.
I would highly recommend Ricardo to anyone looking to buy or sell a house. I would have given him 10 stars if I could.
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- Tom Brown
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We are so thankful we met Ricardo to be our realtor. He was recommended to us from a previous neighbor we had. He is extremely knowledgeable and dependable. He picked us up and drove us to listings. If we had any questions, he was happy to answer us and got back to us in a timely matter if we left him a text or voicemail. He, Lisa and Jackie make a great team. We highly recommend Ricardo.
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- Alex & Anne Makel
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Great experience. Ricardo and his team were very helpful throughout the process.
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- Dwayne Harrison
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Ricardo is a wonderful realtor! He was such a pleasure to work with and after looking at a dozen homes we found the perfect one! Would highly recommend him to anyone!!
https://www.facebook.com/brittany.price.79/posts/949080022165
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- Brittany Hardy
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Ricardo was extremely helpful to us. He was available when we needed him and worked overtime to help us close quickly on our house. He was sick the day that we were scheduled to sign papers, but stayed at the office in order to keep our appointment. We loved working with Ricardo!
https://www.facebook.com/washakalaka/posts/10216932067068123
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- Jonathan Washak
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Ricardo and his team has been the best realtor we have dealt with ever. He and is team are always around for answering questions, he was also very up front every step of the way. The linked website he uses shows you house within your criteria the moment they are posted, giving us the buyer the best chance at finding our perfect house. Especially since houses come and go faster now than ever. He also worked great with us during the negotiations and had our best interest at heart the entire time. He not only did he make moving across the country a breeze, but his team and him took a lot of pressure off my wife and I during what normally would be a stressful period. Not only would I recommend him and his team to anyone and everyone, but we will be using him in the future of we ever decide to sell our dream home. Ricardo and his team truly wonderful people to work with. If you or your family are looking at purchasing a home I'd definitely give him a call.
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- Brennan McClimon
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Ricardo helped us buy a house sight unseen from across the country. There were MANY hurdles to jump over and delays that were beyond our control and Ricardo was there as our advocate the entire time! If you want a great Relator...call Ricardo 🙂
https://www.facebook.com/coral.fisher/posts/10218237202977598
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- Coral Fisher
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Mr.Cobos was amazing at helping me get my house sold and saved me from foreclosure. He also helped me take care of a lien on the house and get it sold after over a year of trying to sell it. Thank you so much for all you did to help with this, I will be forever greatful.
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- Daniel Farris
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We met Ricardo at a house that he listed. While that house didn't work, his energy and enthusiasm convinced us to work with him to find our home. We kept changing our parameters on him but he never blinked. He found a house for us in our ideal neighborhood that was not even listed yet and worked out a deal. Our experience with him was so positive that we will also be listing our old house with him as well.
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- Elizabeth Hill
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This guy is incredible, he will make it happens ! From banker to Real estate agent, it can't be better, got me approved in one day. This is my third deal with him and no regrets, and by the way also listed my house late Friday and was sold by Monday.
https://www.facebook.com/robert.losminas/posts/1945509662138204
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- Robert Los Minas
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Our experience with Ricardo and his team was very positive. Ricardo demonstrates an excellent knowledge of the market - we were very pleased with how he priced, marketed, and negotiated our home sale! And while looking for a new home, we were thankful to have a realty team who really listened and worked hard to find just the right home for our needs.
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- Julie Moots
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Let me begin by saying that Ricardo Cobos is the Triangle's best realtor. After being dropped by our previous realtor because she did not want to negotiate on our behalf. I called Ricardo to find out if this was a common practice. He thoroughly explained the role of a buyer's agent and began working with my husband and me. Ricardo found us the perfect house, negotiated our contract to actually benefit us and supported us every step of the way...even after closing. If you are looking for a patient, responsive, knowledgeable and professional realtor, then Ricardo Cobos is the man. He is indeed the Triangle's best realtor.
https://www.facebook.com/monique.young.9212/posts/10216233008799598
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- Monique Brown
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I couldn't have a better realtor Ricardo he is just the best!!! Knowing that I was first time buyer and I had ok credit he never left us alone he help us till the end!!!! For sure he will be my realtor when we are ready to upgrade our house.
https://www.facebook.com/paola.figueroa.501151/posts/1319126871629047
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- Paola Martinez Paramo
Latest Blog Posts
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🏡 Good news, Willow Spring! 📈🌟 According to the latest market trends data from RPR, I'm excited to share some eye-opening stats with you! As your trusted REALTOR®, Ricardo Cobos of
📢 Attention Buyers and Sellers in Garner, North Carolina! 🏡📊 by Ricardo
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